@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@300;400;500;600&family=Playfair+Display:wght@500;600&display=swap');

:root{--ink:#171714;--paper:#f7f5ef;--white:#fff;--gold:#bd8b00;--line:rgba(23,23,20,.14);--muted:#696861;--serif:"Playfair Display",Georgia,serif;--sans:"DM Sans",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65}img{display:block;max-width:100%}a{color:inherit}.eyebrow{display:flex;align-items:center;gap:14px;color:var(--gold);font-size:.72rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase}.eyebrow:before{content:"";width:42px;height:1px;background:var(--gold)}
.site-header{position:fixed;z-index:100;top:0;left:0;right:0;display:flex;align-items:center;justify-content:space-between;padding:16px clamp(22px,4vw,72px);background:rgba(247,245,239,.93);border-bottom:1px solid var(--line);backdrop-filter:blur(16px)}.brand img{width:72px;height:72px;object-fit:contain}.main-nav{display:flex;align-items:center;gap:clamp(15px,2vw,34px);font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase}.main-nav a{text-decoration:none}.main-nav a:hover{color:var(--gold)}.main-nav .cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:18px;background:var(--ink);color:#fff;border:1px solid var(--ink);padding:14px 24px;text-decoration:none;font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;transition:.25s}.btn:after{content:"→";font-size:1rem}.btn:hover,.main-nav .cta:hover{background:var(--gold);border-color:var(--gold);color:#fff}.btn.gold{background:var(--gold);border-color:var(--gold)}.hamburger{display:none;border:0;background:none;font-size:1.7rem}
main{padding-top:105px}.hero{min-height:calc(100vh - 105px);display:grid;grid-template-columns:minmax(320px,.9fr) 1.35fr;background:#fbfaf6}.hero-copy{display:flex;flex-direction:column;justify-content:center;padding:clamp(55px,8vw,130px) clamp(28px,5.5vw,100px)}h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.04;margin:0}h1{font-size:clamp(3.4rem,6.4vw,7.4rem);letter-spacing:-.045em;max-width:780px}h2{font-size:clamp(2.6rem,5vw,5.6rem);letter-spacing:-.04em}h3{font-size:clamp(1.55rem,2.4vw,2.6rem)}.hero-copy p{max-width:570px;margin:28px 0 36px;color:var(--muted);font-size:clamp(1rem,1.25vw,1.22rem)}.hero-image{min-height:620px;background-size:cover;background-position:center}.hero-home .hero-image{background-image:url("../mockups/01_home_hero.webp")}.hero-about .hero-image{background-image:url("../mockups/02_about_hero.webp")}.hero-apply .hero-image{background-image:url("../mockups/03_applications_hero.webp")}.hero-asset .hero-image{background-image:url("../mockups/04_asset_finance_hero.webp")}.hero-vehicle .hero-image{background-image:url("../mockups/05_vehicle_finance_hero.webp")}.hero-lending .hero-image{background-image:url("../mockups/06_commercial_lending_hero.webp")}.hero-resources .hero-image{background-image:url("../mockups/07_resources_case_studies_hero.webp")}.hero-mentor .hero-image{background-image:url("../mockups/08_mentorship_hero.webp")}
.section{padding:clamp(76px,10vw,150px) clamp(24px,6vw,100px)}.section-inner{max-width:1380px;margin:auto}.intro-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(50px,10vw,170px);align-items:start}.intro-grid h2{max-width:760px}.lead{font-size:clamp(1.2rem,1.9vw,1.7rem);line-height:1.5}.muted{color:var(--muted)}.services{background:var(--ink);color:#f7f5ef}.services .eyebrow{margin-bottom:38px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid rgba(255,255,255,.2)}.service-card{position:relative;min-height:420px;padding:42px 32px;border-right:1px solid rgba(255,255,255,.2);display:flex;flex-direction:column}.service-card:last-child{border-right:0}.service-card .num{font-size:.72rem;color:#cfad4a;letter-spacing:.15em}.service-card h3{margin:60px 0 22px}.service-card p{color:#b9b7ae;max-width:330px}.service-card a{margin-top:auto;color:#fff;text-decoration:none;font-size:.75rem;letter-spacing:.13em;text-transform:uppercase}.service-card a:hover{color:#cfad4a}
.image-break{height:min(70vw,740px);background:url("../mockups/07_resources_case_studies_hero.webp") center/cover no-repeat}.stats{display:grid;grid-template-columns:repeat(4,1fr);margin-top:70px;border-top:1px solid var(--line)}.stat{padding:28px 25px;border-right:1px solid var(--line)}.stat:first-child{padding-left:0}.stat:last-child{border-right:0}.stat strong{display:block;font-family:var(--serif);font-size:clamp(2rem,4vw,4.6rem);font-weight:500;line-height:1}.stat span{font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.quote{background:#d2a900;padding:clamp(70px,10vw,140px) clamp(24px,9vw,150px);color:#111}.quote blockquote{font-family:var(--serif);font-size:clamp(2.3rem,5vw,5.8rem);line-height:1.1;max-width:1300px;margin:0}.quote cite{display:block;margin-top:36px;font-style:normal;font-size:.78rem;letter-spacing:.13em;text-transform:uppercase}
.process{display:grid;grid-template-columns:repeat(4,1fr);margin-top:60px;border-top:1px solid var(--line)}.step{padding:30px 28px 30px 0}.step+.step{padding-left:28px;border-left:1px solid var(--line)}.step small{color:var(--gold);letter-spacing:.15em}.step h3{font-family:var(--sans);font-size:1.1rem;font-weight:600;margin:45px 0 12px}
.page-hero{min-height:650px}.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,8vw,120px)}.check-list{list-style:none;padding:0;margin:30px 0}.check-list li{padding:15px 0;border-bottom:1px solid var(--line)}.check-list li:before{content:"↗";color:var(--gold);margin-right:14px}.form-card{background:#fff;padding:clamp(28px,5vw,64px)}.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:20px}.contact-form label{display:flex;flex-direction:column;gap:8px;font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase}.contact-form .full{grid-column:1/-1}.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:0;border-bottom:1px solid #aaa;background:transparent;padding:12px 0;font:inherit}.contact-form textarea{min-height:110px}.contact-form button{cursor:pointer}.fine{font-size:.76rem;color:var(--muted)}
.cta-band{display:grid;grid-template-columns:1.2fr auto;align-items:center;gap:40px;background:#f0ede4;padding:clamp(60px,9vw,120px) clamp(24px,7vw,110px)}.site-footer{background:#10100e;color:#ddd;padding:70px clamp(24px,6vw,95px) 28px}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:50px;max-width:1400px;margin:auto}.footer-logo{width:100px;filter:none}.site-footer h4{font-size:.72rem;color:#b99628;letter-spacing:.15em;text-transform:uppercase}.site-footer a{display:block;text-decoration:none;color:#aaa;margin:8px 0}.site-footer a:hover{color:#fff}.footer-bottom{max-width:1400px;margin:55px auto 0;padding-top:20px;border-top:1px solid #333;display:flex;justify-content:space-between;color:#777;font-size:.75rem}
@media(max-width:960px){.site-header{padding:10px 20px}.brand img{width:58px;height:58px}.hamburger{display:block}.main-nav{position:fixed;top:79px;inset-inline:0;background:var(--paper);padding:25px;display:none;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.main-nav.show{display:flex}main{padding-top:79px}.hero{grid-template-columns:1fr;min-height:auto}.hero-copy{min-height:580px}.hero-image{min-height:520px}.intro-grid,.content-grid{grid-template-columns:1fr}.service-grid{grid-template-columns:1fr}.service-card{min-height:320px;border-right:0;border-bottom:1px solid rgba(255,255,255,.2)}.stats,.process{grid-template-columns:1fr 1fr}.cta-band{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){h1{font-size:3.2rem}.hero-copy{min-height:520px}.hero-image{min-height:370px}.stats,.process,.footer-grid{grid-template-columns:1fr}.stat,.step,.step+.step{border-left:0;border-right:0;border-bottom:1px solid var(--line);padding:24px 0}.contact-form{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:8px}}

/* Secure applications */
.application-choice h2{margin:20px 0 55px}.application-choice-grid{display:grid;grid-template-columns:repeat(3,1fr);border-block:1px solid var(--line)}.application-choice-grid>a{min-height:360px;padding:35px;border-right:1px solid var(--line);text-decoration:none;display:flex;flex-direction:column;transition:.25s}.application-choice-grid>a:last-child{border-right:0}.application-choice-grid>a:hover{background:#fff}.application-choice-grid span{color:var(--gold);font-size:.72rem;letter-spacing:.15em}.application-choice-grid h3{margin:55px 0 15px}.application-choice-grid p{color:var(--muted)}.application-choice-grid b{margin-top:auto;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase}.privacy-callout{margin-top:45px;padding:24px 28px;border-left:3px solid var(--gold);background:#f0ede4}.privacy-callout p{margin:5px 0 0;color:var(--muted)}
.application-intro{padding:clamp(100px,12vw,170px) clamp(24px,7vw,110px) clamp(60px,8vw,100px);background:#11110f;color:#fff}.application-intro h1{max-width:1100px;margin:20px 0 25px}.application-intro p{max-width:720px;color:#bbb;font-size:1.15rem}.application-shell{padding:clamp(50px,8vw,100px) clamp(18px,6vw,90px);max-width:1320px;margin:auto}.finance-application{background:#fff;box-shadow:0 24px 80px rgba(0,0,0,.06)}.form-progress{position:sticky;top:105px;z-index:20;display:grid;grid-template-columns:repeat(4,1fr);background:#171714;color:#888;padding:18px 35px;font-size:.68rem;letter-spacing:.1em;text-transform:uppercase}.form-progress .active{color:#d7b43e}.application-section{padding:clamp(38px,6vw,75px);border-bottom:1px solid var(--line)}.section-heading{display:grid;grid-template-columns:60px 1fr;gap:20px;margin-bottom:48px}.section-heading small{color:var(--gold);letter-spacing:.15em}.section-heading h2{font-size:clamp(2rem,4vw,3.8rem)}.section-heading p{margin:8px 0;color:var(--muted)}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px 36px}.field-grid label{display:flex;flex-direction:column;gap:8px;font-size:.72rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase}.field-grid .wide{grid-column:1/-1}.field-grid input,.field-grid select,.field-grid textarea{width:100%;border:0;border-bottom:1px solid #aaa;border-radius:0;background:transparent;padding:12px 2px;font:400 1rem var(--sans);text-transform:none;letter-spacing:normal}.field-grid textarea{min-height:110px;resize:vertical}.field-grid input:focus,.field-grid select:focus,.field-grid textarea:focus{outline:0;border-color:var(--gold);box-shadow:0 1px 0 var(--gold)}.person-card{position:relative;border:1px solid var(--line);padding:clamp(24px,4vw,45px);margin:0 0 30px}.person-card legend{padding:0 15px;font:500 1.45rem var(--serif)}.remove-person{position:absolute;right:20px;top:18px;border:0;background:none;color:#8e261f;text-decoration:underline;cursor:pointer}.id-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}.document-upload{position:relative;min-height:170px;border:1px dashed #aaa;padding:24px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;cursor:pointer;background:#faf9f5}.document-upload:hover{border-color:var(--gold)}.document-upload span{font-weight:600}.document-upload small,.document-upload em{color:var(--muted);font-style:normal;font-size:.76rem}.document-upload b{margin:18px 0 5px;color:var(--gold);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}.document-upload input{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%}.add-person{border:0;background:none;color:var(--gold);font:600 .78rem var(--sans);letter-spacing:.08em;text-transform:uppercase;cursor:pointer;padding:15px 0}.consent{display:flex;align-items:flex-start;gap:14px;margin:34px 0;font-size:.92rem}.consent input{width:20px;height:20px;flex:0 0 auto;accent-color:var(--gold)}.submission-status{margin:20px 0;font-weight:600}.submission-status.error{color:#9c2d24}.submit-application:disabled{opacity:.55;cursor:wait}.hp-field{position:absolute!important;left:-10000px!important}.application-success{padding:clamp(70px,10vw,140px) clamp(25px,8vw,110px);background:#fff}.application-success h2{margin:20px 0}.application-success p{font-size:1.15rem}.application-success .btn{margin-top:30px}
.lookup-field{position:relative}.lookup-button{align-self:flex-start;margin-top:8px;border:0;background:var(--ink);color:#fff;padding:10px 15px;font:600 .68rem var(--sans);letter-spacing:.09em;text-transform:uppercase;cursor:pointer}.lookup-button:hover{background:var(--gold)}.lookup-button:disabled{opacity:.55;cursor:wait}.lookup-field small,.lookup-attribution{color:var(--muted);font-weight:400;letter-spacing:normal;text-transform:none}.lookup-attribution{font-size:.66rem!important;text-align:right}
@media(max-width:900px){.application-choice-grid{grid-template-columns:1fr}.application-choice-grid>a{min-height:250px;border-right:0;border-bottom:1px solid var(--line)}.form-progress{top:79px;padding:14px 16px;overflow:auto;gap:25px}.field-grid,.id-grid{grid-template-columns:1fr}.field-grid .wide{grid-column:auto}.application-section{padding:35px 22px}.section-heading{grid-template-columns:35px 1fr}.document-upload{min-height:135px}.application-shell{padding-inline:12px}}@media(max-width:520px){.form-progress{grid-template-columns:repeat(4,max-content);font-size:.62rem}.person-card{padding:25px 15px}.person-card legend{font-size:1.15rem}.remove-person{position:static;display:block;margin:0 0 20px auto}}

/* Finance solution editorial pages */
.hero-truck .hero-image{background-image:url("../images/heroes/truck-trailer-finance.png")}
.hero-commercial .hero-image{background-image:url("../images/heroes/commercial-finance-v2.png")}
.hero-equipment .hero-image{background-image:url("../images/heroes/business-equipment-finance.png")}
.hero-cars .hero-image{background-image:url("../images/heroes/cars-vehicles-finance.png")}
.hero-private .hero-image{background-image:url("../images/heroes/private-lending-v2.png")}
.hero-franchise .hero-image{background-image:url("../images/heroes/franchising-v2.png")}
.hero-investor .hero-image{background-image:url("../images/heroes/investor-wealth-building-v3.png")}
.solution-links{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);margin-top:55px}.solution-links a{min-height:250px;padding:28px 24px;border-right:1px solid var(--line);text-decoration:none;display:flex;flex-direction:column}.solution-links a:last-child{border-right:0}.solution-links small{color:var(--gold);letter-spacing:.14em}.solution-links h3{font-size:1.45rem;margin:35px 0 15px}.solution-links span{margin-top:auto;font-size:.7rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase}.solution-links a:hover{background:#fff}.seo-copy{max-width:780px}.seo-copy h2{margin-bottom:30px}.seo-copy h3{margin:42px 0 14px}.apply-anchor{scroll-margin-top:100px;background:#ece8de}.coming-soon{display:inline-block;margin:22px 0;padding:8px 13px;border:1px solid var(--gold);color:var(--gold);font-size:.7rem;font-weight:600;letter-spacing:.15em;text-transform:uppercase}.form-message{margin-top:18px;font-weight:600}.form-message.error{color:#9c2d24}
@media(max-width:1100px){.main-nav{gap:14px;font-size:.66rem}.solution-links{grid-template-columns:repeat(2,1fr)}.solution-links a{border-bottom:1px solid var(--line)}}@media(max-width:600px){.solution-links{grid-template-columns:1fr}.solution-links a{min-height:190px;border-right:0}.page-hero .hero-copy{min-height:500px}}
.nav-dropdown{position:relative}.nav-dropdown-trigger{display:flex;align-items:center;gap:9px}.nav-dropdown-trigger:after{content:"";width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:translateY(-2px) rotate(45deg);transition:transform .2s}.nav-dropdown:hover .nav-dropdown-trigger:after,.nav-dropdown:focus-within .nav-dropdown-trigger:after{transform:translateY(2px) rotate(225deg)}.nav-dropdown-menu{position:absolute;top:calc(100% + 18px);left:-22px;width:280px;padding:12px;background:var(--paper);border:1px solid var(--line);box-shadow:0 20px 45px rgba(0,0,0,.12);opacity:0;visibility:hidden;transform:translateY(-7px);transition:.2s}.nav-dropdown-menu:before{content:"";position:absolute;left:0;right:0;bottom:100%;height:20px}.nav-dropdown-menu a{display:block;padding:11px 12px;line-height:1.35}.nav-dropdown:hover .nav-dropdown-menu,.nav-dropdown:focus-within .nav-dropdown-menu{opacity:1;visibility:visible;transform:none}
@media(max-width:960px){.nav-dropdown{width:100%}.nav-dropdown-trigger{justify-content:space-between}.nav-dropdown-menu{position:static;width:100%;padding:8px 0 0 16px;border:0;border-left:1px solid var(--line);box-shadow:none;opacity:1;visibility:visible;transform:none;background:transparent}.nav-dropdown-menu a{font-size:.67rem;padding:8px 10px}}
.hero-home .hero-image{background-image:url("../images/heroes/home-business-assets-v2.png")}
.consent a{font-weight:600;color:var(--gold);text-underline-offset:3px}
.application-choice-intro{padding-bottom:clamp(45px,6vw,75px)}.application-choice-intro h1{font-size:clamp(3rem,6vw,6.5rem)}.application-choice-simple{padding-top:0}.application-choice-grid-five{grid-template-columns:repeat(5,1fr)}.application-choice-grid-five>a{min-height:390px;padding:30px 24px}.application-choice-grid-five h3{font-size:clamp(1.35rem,2vw,2rem)}.trading-duration{display:grid;grid-template-columns:1fr 1fr;gap:14px}.trading-duration label{min-width:0}
@media(max-width:1100px){.application-choice-grid-five{grid-template-columns:repeat(2,1fr)}.application-choice-grid-five>a{border-bottom:1px solid var(--line)}}@media(max-width:600px){.application-choice-grid-five{grid-template-columns:1fr}.application-choice-grid-five>a{min-height:245px}.trading-duration{grid-template-columns:1fr 1fr}}
@media(max-width:1450px) and (min-width:961px){.site-header{padding-inline:32px}.main-nav{gap:12px;font-size:.62rem}.main-nav .cta{padding-inline:18px}}
.mfaa-callout{display:grid;grid-template-columns:220px 1fr;gap:clamp(35px,6vw,85px);align-items:center;margin-top:70px;padding:clamp(30px,5vw,55px);background:#171136;color:#fff}.mfaa-callout img{width:100%;max-width:220px}.mfaa-callout h3{margin-bottom:15px}.mfaa-callout p{margin:0;color:#d6d2e0}@media(max-width:650px){.mfaa-callout{grid-template-columns:1fr}.mfaa-callout img{max-width:165px}}

/* Larger WMM brand treatment */
.site-header{padding-block:4px;background:#fff;min-height:128px}.brand{width:120px;height:120px;display:grid;place-items:center;flex:0 0 auto}.brand img{width:145px;height:145px;max-width:none;object-fit:contain}.site-footer{background:#10101d}.footer-logo-frame{width:175px;height:175px;display:grid;place-items:center}.footer-logo{width:175px;height:175px;max-width:none;object-fit:contain}
main{padding-top:128px}.hero{min-height:calc(100vh - 128px)}.form-progress{top:128px}
@media(max-width:960px){.site-header{padding:4px 18px;min-height:95px}.brand{width:86px;height:86px}.brand img{width:105px;height:105px}.main-nav{top:95px}main{padding-top:95px}.hero{min-height:auto}.form-progress{top:95px}.footer-logo-frame{width:145px;height:145px}.footer-logo{width:145px;height:145px}}
.hero,.hero-copy{background:#fff}